International Travel Insurance

Step 1Validate Membership
Step 2Flight Details
Step 3Traveller Details
Step 4T&C's

Memberhip Information

Membership number

Dependency Code

Flight Details

Your relationship to traveller(s)

First Name

Last Name

Phone Number

Purchase date of travel ticket

Mode of Travel

Number of traveller(s)

Traveller's age group

Departure date

Returning on

Travel days:

Your country of residence

Validate your country of residence

Is the USA part of your journey?

Destination

Traveller Details

Traveller 1

Title

First Name

Last Name

Phone Number

Passport Number

Date of Birth

Age:

Terms and Conditions

Age limits

You must be younger than the below ages at the time the loss occurs: 1.1. 70 years for any claim related to:

pre-existing medical conditions

66 years for any claim relating to:

an infectious and contagious disease, for example: Covid19
any heart attack or stroke or complications that can reasonably be related thereto, whether pre-existing or not

80 years for all other claims

Resident of your home country

You must have the necessary written permission from your home country’s authorities to reside and/or work in your home country, and you must be physically present in your home country for more than 6 months during the last 12 months. If you cannot produce a written consent, we will not pay any claim.

Return to your home country

Travel by aircraft or cruise ship: Before you leave your home country, you must have booked a reservation with a confirmed departure date from your home country and a confirmed departure date back to your home country. We do not cover one-way trips.
Travel by road: Cover is subject to “Where we will cover you”. We do not cover one-way trips.

Where we will cover you

We do not cover claims for travel within the borders of your home country. 4.2. We do not cover you when you travel to the high risk countries listed below:

Afghanistan, Burkina Faso, Central African Republic, Egypt (the area of North Sinai), Eritrea, Guinea, Guinea – Bissau, Haiti, Iraq, Iran (within 100km of the entire Iran/Afghanistan border, Iran within 10km of the entire Iran/Iraq border and the province of Sistan-Baluchistan, the area east of the line running from Bam to Jask, including Bam), Liberia, Libya, Mali, Niger, North Korea, Sierra Leone, Somalia, Syria and within 10km’s of the border to Syria in any other country, South Sudan, Venezuela, Yemen.
Any country where the government has announced a state of emergency with the exception of emergencies relating to an infectious and contagious disease.
Any country where the United Nations Armed Forces are present and active.
The trade or economic sanctions, laws or regulations of the European Union, United Kingdom or the United States of America should we be exposed to any sanction, prohibition or restriction.

When cover starts

Your cover (and this policy) starts when you pass through passport control from your home country.

When cover ends

The Overseas Medical benefit ends on the earliest of the following dates:

when you pass through customs back into your home country
00:01 on day 91 after your date of departure from your home country, or

Nammed Overseas Medical Policy Wording

I hereby agree to the Terms & Conditions

Medical Aid Options

Help me find an Option

Compare our Options

Nammed

Basic

The Basic option provides reasonably-priced, primary healthcare services to the lower-income group. (Maximum monthly salary may not exceed N$17 000).

from
N$795
Overall Annual
Benefit of
Unlimited (State Facility)

Nammed

Trauma

The Trauma option offers comprehensive benefits for major medical expenses normally associated with hospitalisation. Ideal for members wishing to cover hospital costs only.

from
N$1892
Overall Annual
Benefit of
N$3 150 000.00

Nammed

Active

The Active option offers benefits associated with hospitalisation and day-to-day medical expenses. This option will cater for young, single people and smaller, healthy families.

from
N$1939
Overall Annual
Benefit of
N$1 575 000.00

Nammed

Essential

The Essential option is generally suited for the healthier person or family between 36 and 55, who seeks greater benefits than the Active option without needing as much as the Standard option offers.

from
N$3299
Overall Annual
Benefit of
N$2 310 000.00

Nammed

The Standard option offers benefits associated with hospitalisation and day-to-day medical expenses. This option is well-suited for the middle-to-higher-income earners who wish to enjoy peace of mind.

from
N$3794
Overall Annual
Benefit of
Unlimited

Nammed

Comprehensive

The Comprehensive option offers benefits associated with hospitalisation and day-to-day medical expenses. Ideal for members wishing to cover their medical costs to the greatest extent possible or whose health risks may be perceived as high.

from
N$4801
Overall Annual
Benefit of
Unlimited

Life Stages

Age
18-25

Starters

Beginning Employment.
Low - Medium Income,
Low Health needs,
For unexpected medical needs.

Active Basic

Age
26-35

Nest Builders

Seek value rather than cheapest option.
Need cover for expected medical needs for the young family..

Essential

Age
36-55

Mid-Lifers

Middle to High income levels,
Medical Aid is a routine monthly expense,
stable health needs,

Essential Standard

Age
56-60

Grey Foxes

Moving towards retirement,
Health risks and prevalence of chronic diseases increasing,

Comprehensive Standard

Age
61+

Wise Owls

Members approaching or in retirement,
Increased prevelance of chronic diseases,
Greater importance of extent of cover for major medical events like knee & hip replacements.

Comprehensive

International Travel Insurance