Dental Benefits Available On Select Nammed Medical Aid Options
Basic Conservative Dentistry
If you are a Nammed member on the Active, Essential, Standard or Comprehensive medical aid options, you have access to the following dental benefits:
- Consultation or Oral Examination
- You receive one consultation per beneficiary every six months
- Intra-Oral Radiograph
- Two intra-oral radiographs per beneficiary per annum
Preventative Dental Treatment
Keep your teeth in optimal health with our basic conservative dentistry preventative measures. The following dental treatments are included for the above-mentioned medical aid options:
- Prophylaxis and Polishing
- One treatment per beneficiary per six months
- Topical Application of Fluoride
- One treatment per beneficiary per six months
- Dental Fissure Sealant
- One per beneficiary up to 14-years of age, every two years
- Molars and pre-molars only
- Extractions
- Three extractions per beneficiary per annum
- Tooth or exposed tooth roots
- Restorations or Fillings
- Three restorations per beneficiary per annum, limited to one restoration per tooth every two years
- Full Plastic Dentures - Upper and Lower
- One per beneficiary every four years
Please note: Procedures not listed above will be paid from the Additional Basic Dental Benefit, if applicable. Paid at 100% NAMAF Tariff.
Side Pannel
Medical Aid Options
Nammed
Basic
The Basic option provides reasonably-priced, primary healthcare services to the lower-income group. (Maximum monthly salary may not exceed N$17 000).
N$733
Overall Annual
Benefit of
Unlimited (State Facility)
Nammed
Trauma
The Trauma option offers comprehensive benefits for major medical expenses normally associated with hospitalisation. Ideal for members wishing to cover hospital costs only.
N$1744
Overall Annual
Benefit of
N$3 000 000.00
Nammed
Active
The Active option offers benefits associated with hospitalisation and day-to-day medical expenses. This option will cater for young, single people and smaller, healthy families.
N$1787
Overall Annual
Benefit of
N$1 500 000.00
Nammed
Essential
The Essential option is generally suited for the healthier person or family between 36 and 55, who seeks greater benefits than the Active option without needing as much as the Standard option offers.
N$3041
Overall Annual
Benefit of
N$2 200 000.00
Nammed
Standard
The Standard option offers benefits associated with hospitalisation and day-to-day medical expenses. This option is well-suited for the middle-to-higher-income earners who wish to enjoy peace of mind.
N$3497
Overall Annual
Benefit of
Unlimited
Nammed
Comprehensive
The Comprehensive option offers benefits associated with hospitalisation and day-to-day medical expenses. Ideal for members wishing to cover their medical costs to the greatest extent possible or whose health risks may be perceived as high.
N$4425
Overall Annual
Benefit of
Unlimited
Life Stages
18-25
Starters
- Beginning Employment.
- Low - Medium Income,
- Low Health needs,
- For unexpected medical needs.
26-35
Nest Builders
- Seek value rather than cheapest option.
- Need cover for expected medical needs for the young family..
36-55
Mid-Lifers
- Middle to High income levels,
- Medical Aid is a routine monthly expense,
- stable health needs,
56-60
Grey Foxes
- Moving towards retirement,
- Health risks and prevalence of chronic diseases increasing,
61+
Wise Owls
- Members approaching or in retirement,
- Increased prevelance of chronic diseases,
- Greater importance of extent of cover for major medical events like knee & hip replacements.